Effective Date: 12 June 2023
Please read these Terms and Conditions carefully before using www.sav.finance (referred to as "we," "us," or "our"). By accessing or using our website, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please refrain from using our website.

Website Use:
a. You must be at least 18 years old or of legal age in your jurisdiction to use our website.
b. You agree to use our website only for lawful purposes and in compliance with all applicable laws and regulations.

Intellectual Property:
a. All content, materials, and features on our website, including but not limited to text, graphics, logos, images, videos, and software, are the property of www.sav.finance and protected by intellectual property laws.
b. You may not modify, reproduce, distribute, transmit, display, perform, publish, license, create derivative works from, transfer, or sell any content or materials obtained from our website without prior written consent.

Disclaimer of Liability:
a. Our website provides general information and does not constitute financial, investment, or legal advice. You acknowledge and agree that any reliance on the information provided is at your own risk.
b. We do not guarantee the accuracy, completeness, or reliability of the information on our website. We are not responsible for any errors, omissions, or inaccuracies in the content.
c. We shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of our website.

Third-Party Websites and Services:
Our website may contain links to third-party websites or services. We do not endorse or assume any responsibility for the content, privacy practices, or terms and conditions of these external sites. Your interactions with third-party websites are solely between you and the third party.Indemnification:You agree to indemnify and hold harmless www.sav.finance, its affiliates, directors, officers, employees, and agents from any claims, damages, liabilities, costs, or expenses arising out of your use of our website or violation of these Terms and Conditions.

Termination:
We reserve the right to terminate or suspend your access to our website at any time, without prior notice or liability, for any reason, including but not limited to a breach of these Terms and Conditions.

Changes to the Terms and Conditions:
We reserve the right to modify or update these Terms and Conditions at any time. Any changes will be effective upon posting the revised Terms and Conditions on our website. It is your responsibility to review this page periodically for any updates.

Governing Law and Jurisdiction:
These Terms and Conditions shall be governed by and construed in accordance with the laws of Singapore. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Singapore.
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Severability:
If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.Contact Us:If you have any questions, concerns, or inquiries regarding these Terms and Conditions or our website, please contact us at [email protected].

By using our website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.